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Tuesday, April 11, 2017

Surviving Summer on a Budget

Yes, moms, it’s that time of the year again. Summer is on the way and with it comes a lot of extra expenses and money sinks that you ideally should have been saving for. Your kids are going to be out of school, they’re going to want to travel and indulge themselves, and you’re going to be taking care of them during the hectic and hot season.

Summer can be expensive—but it doesn’t need to be. Every mom can cut down on their summer expenses, and these following tips will show you how.


Plan budget activities

Your kids are going to scream about wanting to go Disneyland, visit their friends or throw garden parties. These are all fantastic ideas, but sadly, you’re going to need to save a lot of money in order to fly out to Disneyland together, not to mention you’ll also need to take time off work. There are plenty of fun summer activities that don’t cost much. For instance, bike riding and fishing are simple pleasures that can be enjoyed by the entire family. It doesn’t cost much to get a bike and fishing is a wonderful way to wind down after a busy day of chasing the kids around and sweating in the blazing heat.

Fix your appliances

Did you know that companies charge extra for fans and air conditioning units during the summer? It makes sense because it’s the season where everyone wants to buy a fan, but considering it’s still not summer yet, it’s a good idea to get your appliances fixed and invest in a couple of extra fans if you need them. Don’t neglect to look for the right ac service for your brand of air conditioning unit and ensure any smart home devices are checked and tested so you know their “cool” or “low temperature” settings are working.

Start saving now

Summer is an expense that is unavoidable and it’s mainly due to the increased amount of time you get to spend with your children. While it’s fantastic to get to see them on a regular basis, it can also get very costly. You’ll have to cook them lunch every day instead of packing them a cheap meal or relying on school dinners and you’ll need to invest money into activities that will keep them occupied. If you’re finance-savvy, then you could calculate a savings goal to aim for and how much money you need to save in order to survive the summer on a budget.

Stay at home

If you really want to cut down on spending and save time, then learn to weave in “rest days” during the summer so that you have time to recuperate between adventurous outings. Not only does this give you and your family some room to breathe and take a break, it also saves you a lot of money and there are plenty of fun summer activities you can do at home. For instance, why not invite your friends and family over for a lovely evening barbeque, or how about staying in to watch a film? Ironically, the best way to avoid the heat is to actually stay at home with a fan or the air conditioning cranked up.